|Published cost of attendance 2022-23 academic year|
|Tuition & fees:||$71,734|
|Cost of living: Location: Cambridge, MA Includes books and living expenses||$35,266|
The average rate of increase for tuition & fees at Harvard University over the last 5 years is 2.7% per year.
Discounts for the 43.3%
A 50th percentile discount (scholarship) of $30.7k means that half of the full-time students with a discount (43.3% of full-time students) paid at least $30,660 less than the full price of $71,734.
This school does not offer conditional scholarships. More information.
Personal debt projection
Based on your input, we will calculate how much you will owe when your first loan payment is due and how much that loan payment will be.
Projected debt tables
|Direct PLUS rate||6.28%|
|Cost of living||2%|
|Cost of living||$35,971|
The following table uses the above assumptions to estimate debt under 30 scenarios on the table. The first scenario—the top-left cell—reflects no tuition discount and borrowing the maximum amount for cost of living ($35,971). Move right across the row to see the impact of a larger tuition discount on borrowing, ending with a full-tuition discount. The right-most column reflects a student who pays $0 in tuition each year. Each additional row reflects annual cost of living savings. Using the final column as an example, the top-right cell reflects borrowing the maximum amount for cost of living. The cell below it reflects 5% savings per year. The bottom row reflects a student who spends 25% less than the maximum amount for cost of living.
These figures reflect no early loan payments, the standard six-month grace period post-graduation, and interest. We assume scholarship amounts remain constant and do not scale with tuition increases (except for 100% tuition scholarships). We do, however, assume that the percent under the school's estimated cost of living scales with annual increases.
Hover over a debt-financed price to see monthly payments and cumulative payments over the life of the loans.
Debt at repayment (full-time)