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University of Montana
Public school
Missoula, MT

Cost of Attendance and Debt at University of Montana

Published cost of attendance (2022-23 AY)

Non-Resident Tuition & fees $41,177
Resident tuition & fees$17,167
Cost of living in Missoula, MT Includes books and living expenses $18,326

The average rate of increase for resident tuition & fees at University of Montana over the last 5 years is 6.45% per year.

The average rate of increase for non-resident tuition & fees at University of Montana over the last 5 years is 5.09% per year.

Year-over-year tuition change

Discount summary

0%
paid full price in 2021-22

Discounts for the 100%

$3k
25th percentile
$7k
50th percentile
$12k
75th percentile

A 50th percentile discount (scholarship) of $7k means that half of the full-time students with a discount (8400% of full-time students) paid at least $7,000 less than the full price (off resident tuition for residents).

Discount breakdown

0% of 2021 1L's had their scholarship reduced or eliminated after the first year. 82.7% of 1L's had a conditional scholarship, thus 0% of conditional scholarship recipients paid more in subsequent years than expected. More information.

Personal debt projection

Based on your input, we will calculate how much you will owe when your first loan payment is due and how much that loan payment will be.

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Projected debt tables

Interest rates
Treasury rate 1.68%
Direct rate 5.28%
Direct PLUS rate 6.28%
Cost inflation
Cost of living 2%
Non-resident tuition 5.09%
Resident tuition 6.45%
Price starting points
Cost of living $18,693
Non-resident tuition $43,273
Resident tuition $18,274

Reading guide

The following tables use the above assumptions to estimate debt under 30 scenarios per table. The first scenario—the top-left cell—reflects no tuition discount and borrowing the maximum amount for cost of living ($18,693). Move right across the row to see the impact of a larger tuition discount on borrowing, ending with a full-tuition discount. The right-most column reflects a student who pays $0 in tuition each year. Each additional row reflects annual cost of living savings. Using the final column as an example, the top-right cell reflects borrowing the maximum amount for cost of living. The cell below it reflects 5% savings per year. The bottom row reflects a student who spends 25% less than the maximum amount for cost of living.

These figures reflect no early loan payments, the standard six-month grace period post-graduation, and interest. We assume scholarship amounts remain constant and do not scale with tuition increases (except for 100% tuition scholarships). We do, however, assume that the percent under the school's estimated cost of living scales with annual increases.

Hover over a debt-financed price to see monthly payments and cumulative payments over the life of the loans.

Resident Debt at repayment (full-time)

0%$0/y 5%$914/y 10%$1,827/y 25%$4,569/y 50%$9,137/y 100%$18,274/y
-0%$18,693 $132,322 $128,890 $125,461 $115,166 $98,012 $64,005
-5%$17,758 $128,961 $125,528 $122,098 $111,804 $94,649 $60,802
-10%$16,823 $125,599 $122,167 $118,738 $108,445 $91,289 $57,603
-25%$14,019 $115,516 $112,083 $108,654 $98,361 $81,204 $48,002
-50%$9,346 $98,711 $95,279 $91,850 $81,554 $64,637 $32,002

Debt at repayment (full-time)

0%$0/y 5%$2,164/y 10%$4,327/y 25%$10,818/y 50%$21,636/y 100%$43,273/y
-0%$18,693 $224,029 $216,007 $207,986 $183,922 $143,816 $64,005
-5%$17,758 $220,668 $212,647 $204,624 $180,560 $140,453 $60,802
-10%$16,823 $217,307 $209,285 $201,263 $177,199 $137,092 $57,603
-25%$14,019 $207,225 $199,200 $191,179 $167,117 $127,009 $48,002
-50%$9,346 $190,418 $182,396 $174,375 $150,310 $110,205 $32,002