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University of St. Thomas - Minneapolis
Private school
Minneapolis, MN

Cost of Attendance and Debt at University of St. Thomas - Minneapolis

Published cost of attendance (2022-23 AY)

Tuition & fees $46,740
Cost of living in Minneapolis, MN Includes books and living expenses $22,194

The average rate of increase for tuition & fees at University of St. Thomas - Minneapolis over the last 5 years is 3.04% per year.

Year-over-year tuition change

Discount summary

paid full price in 2021-22

Discounts for the 100%

25th percentile
50th percentile
75th percentile

A 50th percentile discount (scholarship) of $25.7k means that half of the full-time students with a discount (100% of full-time students) paid at least $25,703 less than the full price of $46,740.

Discount breakdown

This school does not offer conditional scholarships. More information.

Personal debt projection

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Projected debt tables

Interest rates
Treasury rate 1.68%
Direct rate 5.28%
Direct PLUS rate 6.28%
Cost inflation
Cost of living 2%
Tuition 3.04%
Price starting points
Cost of living $22,638
Tuition $48,161

Reading guide

The following table uses the above assumptions to estimate debt under 30 scenarios on the table. The first scenario—the top-left cell—reflects no tuition discount and borrowing the maximum amount for cost of living ($22,638). Move right across the row to see the impact of a larger tuition discount on borrowing, ending with a full-tuition discount. The right-most column reflects a student who pays $0 in tuition each year. Each additional row reflects annual cost of living savings. Using the final column as an example, the top-right cell reflects borrowing the maximum amount for cost of living. The cell below it reflects 5% savings per year. The bottom row reflects a student who spends 25% less than the maximum amount for cost of living.

These figures reflect no early loan payments, the standard six-month grace period post-graduation, and interest. We assume scholarship amounts remain constant and do not scale with tuition increases (except for 100% tuition scholarships). We do, however, assume that the percent under the school's estimated cost of living scales with annual increases.

Hover over a debt-financed price to see monthly payments and cumulative payments over the life of the loans.

Debt at repayment (full-time)

0%$0/y 5%$2,408/y 10%$4,816/y 25%$12,040/y 50%$24,080/y 100%$48,161/y
-0%$22,638 $252,878 $244,125 $235,372 $209,111 $165,347 $77,954
-5%$21,506 $248,807 $240,054 $231,301 $205,041 $161,276 $73,884
-10%$20,374 $244,736 $235,984 $227,231 $200,971 $157,205 $69,822
-25%$16,978 $232,524 $223,771 $215,020 $188,759 $144,994 $58,133
-50%$11,319 $212,172 $203,420 $194,667 $168,408 $124,641 $38,755